Jewelry Insurance

Nothing feel more at ease than purchasing an insurance for your jewelry. There maybe some insurance options that you may want to choose. However, we highly recommend picking an insurance company that professionally insured jewelry such as Jeweler Mutual. Jeweler Mutual not only insured consumer's good but also jewelry store's inventory. So they have a vast experience in insuring your jewelry item. You can get a quick quote from them on their website at www.jewelersmutual.com 

What's Covered

Jeweler Mutual provide all types of jewelry insurance, including engagement ring, watches, earrings, and even loose stones while being set. No matter the type of jewelry you insure, it will be protected by their comprehensive repair or replacement coverage. 
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Loss

You left your ring somewhere-on a beach towel or in a public bathroom. It's out there somewhere and you can't find it. It's covered.

Theft

We all know that feeling of dread when something we cherish is stolen. But you can rest assured that your stolen piece is covered, too. 

Damage

You hit your diamond ring on the edge of a table and it cracks, or you're puling on a sweater and a prong is bent. Accidents happen. That's covered too. 

Disappearance

Sometimes jewelry just disappears- it could be lost, stolen, or hanging out in the drainpipe somewhere. You may not be able to explain how, where or when it vanishes. Don't worry, that's covered. 


What about homeowners?
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Jewelry is covered under typical renters and homeowners insurance policies. But that coverage is usually subject to a limit of a couple grand, and even a rider or floater has its limitations.

How it all works

  1. Estimate Your Rate. Let Jeweler Mutual know what you need to insure, how much it's worth, and where you live and estimate your rate (with different options for deductibles) in less than one minute. 
  2. Apply for Coverage. Let Jeweler Mutual know a bit more about yourself and your jewelry and, in most cases, your coverage starts immediately. If someone else actually wears the jewelry, tell them about that person too. 
  3. Wear Your Jewelry. Worry Free. Rest assured that your jewelry is protected. And if something does happen, you'll get to work directly with us to repair or replace your piece, exactly like it was before. 
  4. File a Claim. This is where you tell Jeweler Mutual what happened. And also when they start to do things a little differently that most insurers. 

To get your free quote from JM, click here.